Meet Mike Noland, one of the winners of NerdWallet’s Debt-Free December sweepstakes.We talked to Mike to find out how he feels about the win and what he plans to do with the money.Responses have been edited for length and clarity.Q: Tell us a little bit about yourself.A: I live in New Orleans. I do valet downtown — we just had the Super Bowl and we just had Taylor Swift come through. I like doing valet. I work overnight, and I do Uber during the day. It’s cool working downtown and meeting new people. Photo courtesy of Mike Noland. Q: What…
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In This Article This article is presented by NREIG. Most real estate investors insure their properties based on what they think the home is worth. After all, if the market says your rental is worth $320,000, shouldn’t your insurance policy match that number? Unfortunately, market value and rebuild value have almost nothing to do with each other. One reflects what a buyer might pay. The other reflects what it would cost to reconstruct your property after a total loss. When those numbers don’t match your insurance coverage—and they usually don’t—you’re either exposed to major out-of-pocket costs or wasting money on…
The end of the year is a crucial time for charitable giving. Whether you are giving cash, stock, or using your IRA to make a qualified charitable distribution, meeting specific year-end deadlines is essential.Donating to charities and nonprofits is more common during the holiday season. Half (51%) of U.S. adults report having donated or planning to donate money by the end of 2025, with a fifth of those donating exclusively in the final months of the year, according to Charities Aid Foundation America. For retirees, charitable giving is not merely an act of generosity — it is a sophisticated tax-management…
JPMorgan is being sued by two former financial advisors who claim the bank discriminated against them as Black women by assigning them to less-affluent Brooklyn, New York, neighborhoods and allowing male colleagues to poach their clients.Processing ContentLaura Agard and Roshanna Richardson filed their lawsuit Wednesday in Manhattan federal court, saying they were forced to leave their positions at the bank in 2021 because of race and gender bias.JPMorgan said in a statement that it has “the strongest commitment to an equal workplace.” The company said it strongly disagrees with the allegations and will “vigorously defend” itself against them.Steering to poorer…
Since Robinhood launched its prediction market platform just before the 2024 presidential election, it has become Robinhood’s fastest-growing product line. The post Will Prediction Markets Drive Robinhood Stock Higher? appeared first on ValueWalk.
Inflation affects everything from grocery bills to rent, making the Consumer Price Index (CPI) one of the most closely watched economic indicators. The Bureau of Labor Statistics (BLS) tracks this by categorizing spending into eight categories, each weighted by its relative importance.
The U.S. Bank Split World Mastercard functions more like a buy now, pay later plan than a traditional credit card. It allows cardholders to split their purchases into equal payments across three, six or 12 months. Beyond its flexible repayment feature, the $0-annual-fee card doesn’t offer much in the way of rewards or benefits. And there are more rewarding credit cards from major issuers, including U.S. Bank itself, that offer similar repayment options. Here’s what to know about the U.S. Bank Split credit card.1. It doesn’t work like a regular credit cardTypically, with traditional credit cards, balances accrue until they’re…
(Image credit: Getty Images)If you’ve been considering changing your home internet provider, Verizon is offering a limited-time deal with a nice perk. New customers who switch to Verizon home internet can choose a free Nintendo Switch, a Samsung TV or a Samsung Galaxy Tab with select plans.A free device can make switching providers feel like an easy decision, especially if you were already thinking about upgrading your internet service. Offers like this are meant to add immediate value, but they don’t always tell the full financial story.Before making the switch, it’s worth taking a closer look at the plan requirements,…
When you apply for credit online, your lender might be watching more than your financial history. New artificial intelligence systems can now analyze your facial expressions, voice patterns, and emotional responses during digital applications to influence facial recognition credit decisions. These technologies promise faster approvals and improved risk assessment, but they also introduce complex new variables into an already complicated credit evaluation process. For the millions of Americans dealing with credit report errors, facial recognition credit decisions present both opportunities and risks that deserve careful attention. While emotion AI could help lenders look beyond damaged credit scores to assess broader…
Billy Markus is a pioneer in the cryptocurrency world and is best known as the co-creator of Dogecoin, a meme coin that was launched as an internet joke but unexpectedly rose to global prominence. Known online as Shibetoshi Nakamoto, Markus is a software engineer by profession, and he regularly shares… Continue reading Billy Markus Net Worth: Dogecoin’s Not So Rich Co-Creator The post Billy Markus Net Worth: Dogecoin’s Not So Rich Co-Creator appeared first on ValueWalk.