Each week, in our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on topics submitted by readers. This week she’s looking at five questions on itemized deductions claimed on Schedule A of Form 1040. (Get a free issue of The Kiplinger Tax Letter or subscribe.)1. Valuation of donated publicly traded sharesQuestion: I am planning to donate shares in a publicly traded mutual fund to charity. What is the value of my donation for claiming a charitable contribution deduction on Schedule A of my Form 1040.Joy Taylor: You would use the fair market value of the…
Author: awais.host01
In This Article This article is presented by Rent To Retirement. Most of us get into real estate because we think it’ll be simple. You just have to buy a property, rent it out, and the cash flows. Easy. Then you actually try to buy a property, and suddenly you’re calculating cap rates on your lunch break, comparing insurance quotes late into the night, and explaining to your family why you’re stress-eating cereal at 11 p.m. Buying a rental isn’t hard because the math is hard. That’s actually relatively easy. Buying a rental is hard because nobody shows you the…
“Should my portfolio include crypto?” Processing ContentRegistered investment advisors have fielded this question from clients for years. But until recently, the benefits of including digital assets in a client’s portfolio were outweighed by the regulatory risk. Since the U.S. had no clear rules of the road for digital assets, most RIAs simply weren’t in a position to take on the associated compliance risk. Brad Vopni, head of institutional, Gemini After years of uncertainty and increasing frustration, the regulatory tides turned in 2025. In July, President Donald Trump signed the Guiding and Establishing National Innovation for U.S. Stablecoins, or GENIUS Act, into…
Your virtual reality headset tracks more than just your gaming sessions. Every purchase you make for digital assets, every virtual property investment, and even the way you move through digital spaces is creating a data trail that could shape your VR metaverse financial reputation. What happens when your avatar’s spending habits start influencing your real-world credit score? The lines between virtual and physical financial identities are blurring faster than most people realize. Credit reporting systems weren’t designed to manage multiple digital personas, virtual currency transactions, or the behavioral data VR platforms collect. This creates new opportunities for errors, misreporting, and…
Euro zone consumer confidence falls to -14.6 in December
Traders who spent most of December wondering if the typical year-end “Santa Claus rally” was ever going to kick in may finally be getting what they’ve been waiting for.
Pamela de la Fuente writes for NerdWallet. Email: pdelafuente@nerdwallet.com. The article Quiz: The One Big, Beautiful Bill Challenge: Do You Know The 2025 Tax Changes? originally appeared on NerdWallet.
Has real estate finally bottomed? Ben Miller, CEO of Fundrise (managing over $7B in real estate), says it’s so. And he’s not just talking about commercial real estate. If true, one particular type of real estate investment could do exceptionally well over the next year, but most people (even Dave!) are going in a different direction. Where could the next big real estate boom happen? We’re getting into it!To continue this prediction season, Ben joins us to walk through a few crucial economic outlooks that could greatly affect the housing market. From AI stunting hiring to inflation actually going down…
Notes from Chris Episode 3275 Many people inherit the belief that discussing money signals greed or disrespect. When you start a service business, that conditioning collides with reality: if you can’t quote a price confidently, the client assumes the value is uncertain. The solution isn’t to change your personality—it’s to move pricing out of improvisation and into a system so you never “ask,” you simply present. “I grew up in a culture where discussing prices or negotiating feels rude—money talk is something you keep private. Now I’m offering 1-on-1 language-tutoring sessions online, and I freeze whenever it’s time to quote…
These days, it seems like every other TV commercial is for yet another insurance product. While consumer choice can be a good thing, not all insurance is as essential as the ads make it seem.”There’s a lot of sales and marketing based on fear that especially targets retirees,” says Jonathan Howard, a certified financial planner with Accurate Advisory Group, as well as a former insurance salesman. “People end up buying because they’re terrified of a loss rather than to cover an actual insurance need.”Although Howard believes insurance plays an important role in anyone’s financial plan, some products are more about…